FAQ
What is a home inspection?
A home inspection is an objective visual examination of the
physical structure and systems of a home, from roof to foundation. A home
inspection report or home inspection service is the equivalent of a physical
examination from your doctor. When problems or symptoms of problems are found,
the inspector may recommend further evaluation or remedies, making the home
inspection cost well worth it. A home inspection points out the positive
aspects of a home, as well as the maintenance that will be necessary to keep it
in good shape. After an inspection, both parties have a much clearer
understanding of the value and needs of the property.
For homeowners, an inspection may be used to identify problems in
the making and to learn about preventive measures, which might avoid costly
future repairs. If you are planning to sell your home, an inspection prior to
placing your home on the market provides a better understanding of conditions
which may be discovered by the buyer's inspector, and provides you an
opportunity to make repairs that will make your home more desirable to
potential buyers.
What does a home inspection include?
A standard home inspection report summarizes findings from a visual
inspection of the condition of the subject home’s heating system, central air
conditioning system (temperature permitting), interior plumbing and electrical
systems; roof, attic, and visible insulation; walls, ceilings, floors, windows
and doors; foundation, basement, and the visible structures of the home.
Why do I need a home inspection?
A home inspection summarizes the condition of a property, points
out the need for major repairs and identifies areas that may need attention in
the near future. Buyers and sellers depend on an accurate home inspection to
maximize their knowledge of the property in order to make intelligent decisions
before executing an agreement for sale or purchase. Also, the FHA and the VA,
as well as many other mortgage lenders, recommend that a home inspection be
performed.
How long does the inspection take?
An average home inspection will take between 2 and 3 hours,
depending on the size of the house. Larger and more complex houses will
take longer for the inspector to completely and accurately evaluate.
Another factor that may affect the inspection time is the condition of the
components at the property. If the house and appliances have not been
properly maintained, the inspector may need additional time to explain to the
buyer what options they may have to either maintain or replace the items.
Do I have to be there?
While
it is not necessary for you to be present, it is always recommended that you
make time to join the inspector for their visit. This allows you to observe the
inspector, ask questions as you learn about the condition of the home, how its
systems work, and how to maintain them. After you have seen the property with
the inspector, you will find the written report easier to understand.
How does a home inspection differ from a code
inspection?
A
typical buyer’s inspection is an introduction to the house and is focused on
informing and educating the client about the property. A code inspector,
on the other hand, works for the local municipality and enforces the local and
state codes with little or no concern for the buyer’s understanding of these
codes. A code inspection does not communicate whether or not the house
was well constructed.
The
general building inspector is aware of the local codes, and the inspection and
report will consider these codes. However, the scope of a general home
inspection is targeted more at providing an informative, detailed and objective
evaluation of the house so that the buyer understands the home that he/she is
considering purchasing.
Why do I need a home inspection on a new home just being
built?
An
inspection on a new home is important for the buyer to level the playing
field. As in any job, there are shortcuts and tricks of the trade that
someone who is unfamiliar with them can easily miss. A home inspector is
better able to see nuances that may not be readily visible to an untrained
eye. You also need an inspector to offset the builder’s or contractor's
interest. There is actually quite a lot of information about a home that
most people either take for granted or simply don’t know.
What will it cost?
Inspection fees for a typical single family home vary by geography,
size and features of the property, and age of the home. Additionally, services
such as septic inspections and radon testing may be warranted depending upon
the individual property. Prices vary. It is a good idea to check local prices
in your area as you consider a professional home inspection.
Do not let the cost deter you from having a home inspection or selecting
an inspector you are comfortable with – knowledge gained from an inspection is
well worth the time and expense. The lowest-priced inspector is not necessarily
a bargain. The inspector's qualifications, including experience, training, and
professional affiliations, should be the most important consideration in your
selection.
Can I do it myself?
Even the most experienced homeowner lacks the knowledge and
expertise of a professional home inspector. A professional home inspector has
the experience, depth of knowledge and training to make an unbiased and
informed report of the condition of a property. An inspector is familiar with
the many elements of home construction, their proper installation and
maintenance. An inspector understands how the home's systems and components are
intended to function together, as well as how and why they fail and knows what
to look for and is uniquely suited to interpret what their findings reveal
about the condition of the property.
Most buyers find it difficult to remain objective and unemotional
about the house they really want, and this may affect their judgment. For the
most accurate information about the condition of a home, always obtain an
impartial third-party opinion by an expert in the field of home inspection.
Can a house fail a home inspection?
No. A professional home inspection is an examination of the current
condition of your home. It is not an appraisal, which determines market value,
or a municipal inspection, which verifies compliance to local codes and
standards. A home inspector will not pass or fail a house. A home inspection
describes the physical condition of a property and indicates what may need
repair or replacement.
Do you carry Errors and Omissions insurance?
Yes,
we do!
What is the National Association of Home Inspector - NAHI?
The National Association of Home Inspectors, Inc. (NAHI) was
established in 1987 as a nonprofit association to promote and develop the home
inspection industry. The mission of the National Association of Home Inspectors
is to promote excellence and professionalism in the Home Inspection industry;
to provide standards of practice and a code of ethics; to educate its members;
and to inform the public of the benefits and scope of a professional home
inspection.
When do I call in the home inspector? Before you sign the contract or purchase agreement, make your
purchase obligation contingent upon the findings of a professional home
inspection. This clause should specify the terms to which both the buyer and
seller are obligated. Contact a home inspector immediately after the contract
or purchase agreement has been signed. Home inspectors are aware of the time
constraints involved in purchase agreements and most are available to conduct
the required inspection within a few days.
What if the report reveals problems?
No house is perfect. When the inspector identifies problems, it
does not indicate you should not buy the house. His findings serve to educate
you in advance of the purchase about the condition of the property. A seller
may adjust the purchase price or contract terms if major problems are
discovered during an inspection. If your budget is tight, or if you do not want
to be involved in future repair work, this information will be extremely
valuable.
If the house proves to be in good
condition, did I really need an inspection?
Yes. Now you can complete your home purchase with confidence about
the condition of the property and all its equipment and systems. From the
inspection, you will have learned many things about your new home, and will
want to keep that information for future reference.